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Personal Finance
Can I use my spouse’s income on credit card applications?
katleho Seisa/Getty Images Key takeaways Thanks to the CARD Act of 2009 and an updated…
7 Alternative Ways to Save for Retirement
401(k) plans are not the only way to save for retirement. If your employer is…
5 reasons to have multiple savings accounts
Our writers and editors used an in-house natural language generation platform to assist with portions…
Hard money lending: Guide to hard money loans and lenders
Nazar Abbas Photography/Getty Images Key takeaways Hard money loans are secured, short-term loans often used…
Carrying a balance on a credit card for the first time
Key takeaways Carrying a balance on your credit card past your grace period means that…
6 Steps to Consider Immediately If You’re 55 With No Retirement Savings
When you find yourself later in life without any retirement savings, you can feel like…
Most Colleges Cost Less Than Their Tuition; Upperclass Students Face High Increases
Tuition discounting in higher education keeps growing. The amount of institutional financial aid provided by…
In Terrorem Clauses In Estate Planning
Disinheriting a child or family member from one’s estate plan can be one of the…
Credit card spending the leading reason why 78% of Americans have debt regret: survey
A majority of Americans feel financial regret as personal debt soars to new highs, a…
The best health savings account (HSA) providers of 2024
Key takeaways HSAs offer significant tax advantages and can be used for both immediate medical…
How to build equity in your home in 2024 (and why you should)
Key takeaways Building home equity can not only be a reliable way to create wealth…
How does the prime interest rate affect you?
Key takeaways Credit card lenders add a margin to the prime rate to arrive at…
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