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Personal Finance
Aligning U.S. Housing Market Expectations With Reality Is Key
Access to housing in the United States is one of many issues Americans face as…
How Thrift Savings Plans Are Affected by a Divorce
How thrift savings plans (TSPs) are affected in divorce depends on their value and the…
Do 401(k) Contributions Automatically Stop When You Hit the Limit?
Understanding when 401(k) contributions stop is essential for employees who want to maximize their retirement…
Higher rates to linger, Fed may make cuts in September
The Federal Reserve announced plans on Wednesday to keep the federal funds rate range at…
How to get a credit card with no credit history
Key takeaways You can still get approved for a credit card without a credit history.…
Is the Delta SkyMiles Gold American Express Card worth it?
Key takeaways The Delta SkyMiles® Gold American Express Card is a mid-tier airline credit card…
What are unconventional personal loans?
Key takeaways Unconventional personal loans are personal loans offered by non-traditional lenders, such as online…
More Americans leaving San Francisco, New York due to affordability concerns
The exodus from major cities in states run by Democrats continues. A growing number of…
APR vs. APY: Understanding interest rates
Key takeaways Both APR and APY refer to interest rates but the terms have different…
What to do when your balance transfer is denied
Key takeaways An issuer may reject your application for a balance transfer credit card if…
Should you use vacation loans to cover travel expenses?
Key takeaways Vacation loans can help pay for a trip's expenses, but they should only…
How Are Fixed Annuities Taxed?
Fixed annuities are popular for their stability and guaranteed returns, but it’s important to understand…
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