Personal Finance

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What Is APR On A Credit Card?

Key takeaways A credit card’s interest rate is called its APR, or annual percentage rate.…

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ACH. Vs. Wire Transfers: What’s The Difference?

Key takeaways ACH transfers and wire transfers are both types of electronic funds transfers (EFTs).…

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What Is The HELOC Draw Period? How Does It Work?

Key takeaways The draw period is the initial phase of a home equity line of…

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Comparing Checking Accounts: 7 Top Features To Look For

Key takeaways When comparing checking accounts, it is important to understand monthly fees and other…

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How Many Bank Accounts Do You Need?

Key takeaways The number of bank accounts you should have depends on your individual situation;…

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Inside The Unlikely Turnaround Of A Fintech Helping Immigrants Get Access To Credit

The Covid pandemic crushed immigration and demand for Nova Credit's tech. Then its founder discovered…

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Government Appeals Decision Blocking Business Ownership Reports, But Hints At Coming Policy Change

Earlier this year, the Supreme Court granted the government's application for a stay of a…

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Top 6 Early Payday Apps: Get Your Money Faster With a Payday Advance

Key takeaways Cash advance apps offer a short-term solution to cover unexpected expenses for those…

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Small Banks Shine Amid Wall Street’s Behemoths

From Mount Olive, North Carolina to Anchorage, Alaska, each of the top 10 banks on…

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Is It Time To Get A Business Credit Card For Your Side Hustle?

Key takeaways If you feel the need for additional financing for your side business, a…

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