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Credit Cards
Flat-rate cash back cards vs. bonus category cash back cards
Johner Images/Getty Images Key takeaways Cash back credit cards offer a straightforward way to earn…
Capital One Quicksilver Student Cash Rewards Card benefits guide
Key takeaways The Capital One Quicksilver Student Cash Rewards Credit Card offers a 1.5 percent…
Survey: 43% of Americans have at least one unused gift card
DenisZbukarev/GettyImages; Illustration by Hunter Newton/Bankrate If you’ve ever found a stray gift card in your…
What is a statement credit?
Key takeaways A statement credit is money that a card issuer applies to your account…
How to use a 0% APR credit card as an interest-free loan
Key takeaways Cards that offer a 0 percent intro APR on new purchases can be…
Can you get a secured credit card with no bank account?
Tetra Images/Getty Images Key takeaways If you want to build up your credit and don’t…
Is the Bank of America Premium Rewards card the travel card you should get?
Our writers and editors used an in-house natural language generation platform to assist with portions…
Discover it Cash Back vs. Discover it Balance Transfer
Lyndon Stratford/iStock/Getty Images Key takeaways The Discover it® Cash Back and Discover it® Balance Transfer…
How to contact your credit card issuer
Key takeaways The best way to contact your card issuer is by calling the phone…
How to check your business credit report
milan2099/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Knowing your business score is crucial when getting…
Everything you need to know about credit utilization ratio
Key takeaways Your credit utilization ratio is a credit scoring factor accounting for 30 percent…
Will a charge card help my credit?
Key takeaways Charge cards require payment in full every month and have no preset spending…
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